Thursday, July 23, 2015

Energy Efficiency Saves in Small Measures

In order to have a proper perspective of how much energy saving measures will have in your new or existing home, you have to know the paramenters of energy saving capability as well as have the right expectation for the process going into it.  If you live in a much older home, built in an older neighborhood during a time when real estate was not as “coded” as it is today, you can expect to see a more dramatic increase in savings after spending more money up front to make changes.  This is because building codes are truly on the cutting edge of emerging green techniques which are constantly promoting more structurally sealed homes with low-energy, efficient technologies installed in them.  The savings really do add up, though, through a combination of several energy saving techniques.  Home buyers and homeowners can be assured that energy efficiency saves in small measures that over a year’s time give a return on investment.

energy-bills-reduction

Start Simple
Because the process of building is an imperfect process (no matter how detail-oriented your builder is) performed by mutliple contractors who “touch the job” once and then leave, you would be amazed as to how much small spaces and leaks allow air and moisture into your home.  To begin the energy efficiency process, you will want to seal your home as much as possible by caulking and sealing the spaces around your plumbing pipes, electrical systems, light fixtures, and windows as well as the unused portions of your home which can include your attic or crawl space below.  By closing up these areas to air and moisture, you can reduce the amount of air it takes to heat and cool your home.

Work on Major Systems When Possible
HVAC systems are notorious for being big energy suckers, so if you have the money to invest in a completely new system which would include an overhead air conditioning and furnace system (the most energy efficient way to heat and cool your home), you should do so.  If you don’t have the finances for such an expense, having a contractor come out for a service call to inspect your ductwork for blockages or leaks will make sure that your ducts area as efficient as possible.  Clean ductwork allows better airflow which heats and cools a space more quickly.

Small Changes Make a Big Difference
While you are inspecting and focusing in on your HVAC system, you will also want to immediately replace your thermostat if you do not already have an electronic thermostat.  Electronic thermostats can run from $28 – $120 depending on how quality or complicated you would like them to be.  This is a small investment which makes a HUGE difference in your heating and cooling bill.  Buy purchasing a programmable thermostat, you are able to control your home’s temperature when you are home, away at work, or sleeping to keep your heater or air conditioner from “running all day.”

Change Your Ambiance and Save Energy
Another suggestion as a way to reduce the amount of energy used in your home is to replace all of your light bulbs with bulbs that are either CFLs or LED lights.  However, if you are affected by lighting and the ambiance it provides, you could end up spending a lot on the front end to get the desired lighting affect you would like with LED lighting – the closest lighting alternative to old fashioned light bulbs.  If you aren’t picky about lighting, the new CFL light bulbs are energy efficient and last longer than old fashioned bulbs and are becoming more affordable as well.

Adjust Your Temps During Warmer Months
The last energy savings idea to use is to reduce the water temperature on your hot water heater.  “Out of the box,” hot water heaters are programmed to approximately 140 degrees.  If you reduce this to 120 degrees, you can save on heating expenses.  Also, by insulating the pipes on your hot water heater and the pipes going into either the wall or the floor, you can maintain the heated water as well.  While this might be a good idea during warmer spring and summer months, you may want to increase the temperature again during colder weather months because the air temperature feels cooler when you shower or bathe.

By using these energy efficient techniques altogether, you can drastically reduce the amount of money you spend each month on your energy bills.  If you are only able to do a couple or few of the ideas at present, your savings will be less.  However, any money saved is money that can be used for other life necessities in a tough economy.

Click Here for the Source of the Information. 

Wednesday, July 15, 2015

FHA Reducing Loan Costs for Credit Challenged Buyers

There is no question that the Recession affected both the mortgage industry as well as the home buying process when it comes to obtaining a loan to buy a new home.  Mortgage companies, lenders, and banks had their feet “held to the fire” and were required to jump through multiple hoops in all categories and steps to the loan procurement process.  Even now, on average, it takes 6 weeks to 3 months just to refinance your existing home even if you have (and have had) a steady job, money in the bank, equity in your home, and excellent credit.  The strict requirements that lenders are applying
to loan applicants are also being applied to their own corporations with stiff penalties and sanctions in store for any bank or mortgage company that even comes close to “bending the rules.”

With that being said, Fannie Mae and Freddie Mac who were able to restructure and survive the housing market falter have now found a way, along with the FHA (Federal Housing Administration) to finally bring some relief to first-time home buyers by offering loans with either a 3.5% or 3% down payment of the loan.  Now, the FHA has reduced the cost of its loan for first-time home buyers, dropping from 1.35% of the loan value to just .85% of the loan value.  The FHA provides an affordable loan to all home buyers and does not, for the most part, discriminate against home buyers who are “credit challenged,” those who may have a less than stellar credit score.  Therefore, as long as you are above the threshold of the credit score required by the FHA, your loan cost will be the same whether you are 5 points above the threshold or 200 points above the threshold.

FHA loans are the most beneficial for custom home buyers who cannot afford a 10% down payment on their loan, who may have had struggles with credit in the past, and first-time home buyers.  Fannie
Mae and Freddie Mac were established just after the Great Depression as lenders backed by government bonds in order to allow low-income Americans to be able to buy a house.  They have since privatized and restructured, but they are still focused on helping low-income or struggling families afford and pay for their new house.  With the latest reductions in down payments and loan costs, it could now be affordable and plausible for younger professionals to graduate from college, start their careers, and form their own households by buying a new home for the first time.

If you are in the market for a new home to buy in St. Tammany Parish on the Northshore of Lake Pontchartrain in New Orleans, Louisiana, come Visit Bedico Creek Preserve in Madisonville, Louisiana to view 9 new Neighborhoods of Homes for Sale within our masterplanned community just outside of Covington, LA.  We have 18 builders building new and custom homes in our subdivision.  Many builders can and will build any size or type of home that meet our architectural standards.  Call 985-845-4200 or E-mail Info@LiveBedico.com today to find out more about our new home community!


Click Here for the Source of the Information.

Tuesday, July 7, 2015

Residential Construction is Environmentally Friendly

11-105-st-calais-exterior-rearIn the past 10 years, new single-family and multi-family structures are trending more energy efficient, spending less energy and emitting fewer greenhouse gases.  During the 1950’s and 1960’s, the United States started to really develop huge residential sections of cities and towns.  Neighborhoods and subdivisions began to pepper the landscape with many houses in a row.  These homes typically had unique and open façade with front porches and tree-lined sidewalks for neighbors to spend time outdoors and interact with each other.  Subdivisions and communities today are harkening back to these times by building what developers are calling Traditional Neighborhood Developments (TND’s), master planned communities with a town center and homes built with rear alleys for rear-entry and side-entry garages.  Because of the types of homes that were built in the 1950’s to 1980’s, the homes tended to be smaller but did not have the advantage of the energy efficient, green building techniques of modern-day builders.

Beginning at the end of the 1980’s, builders started building single-family residences that were much larger than previously built homes.  These homes were more sprawling, typically had two stories and more square footage.  These homes consumed a lot of energy and emitted more greenhouse gases.  At the end of the 1990’s, the National Association of Home Builders started a program that focused on green building techniques.  And, during 2000 – 2009, the homes that are built are still larger than homes built decades ago, but they consume less energy and emit less greenhouse gases.

19-216-merion-circle-exterior-rearSpecifically, residential construction of single-family and multi-family homes from 2000 – 2009 consume 22% of the total energy consumed on the grid in the United States, and they are accountable for 18% of the greenhouse gases that are currently expelled.  Many buildings at Bedico Creek Preserve are highly experienced in building green with energy efficient techniques.  Also, Bedico Creek Preserve values the conservation of energy and the promotion of a natural environment by developing our lots and building our homes into the surrounding greenscapes instead of clear-cutting the land to make room for new homes.  That is the reason that buyers who purchase a home in our subdivision in St. Tammany Parish enjoy not only the acreage on their lot but also the surrounding 500 acres of green spaces, lakes and waterways, and even a wildlife habitat.  If you are a conservationist at heart and want to commune with nature each and every day where you live, Contact Bedico Creek to take a tour of our Neighborhoods.  Call 985-845-4200 or E-mail Info@LiveBedico.com.

Click Here for the Source of the Information.

Monday, June 29, 2015

Builders Are Enthusiastic With the Upturn in the Housing Market

Builders are enthusiastic with the upturn in the housing market and are seeing more new home buyers as the economy rises. The stronger job market caused by the addition of 3 million jobs in the U.S. has encouraged more people to become new homeowners. In fact, nationwide single-family homes sold for close to full asking price!
30390543After a low sales report in March due to the harsh winter weather, it is encouraging to see an increase in standing inventory of new homes and new homes under construction. According to the current data release from HUD and the U.S. Census Bureau newly built home sales rose 6.8% in April. Regionally, new homes sales increased by 5.8% in the southern region. The new homes sales pace is expected to raise the amount of new homes for sale on the market creating a 4.8 month supply of new home inventory which is crucial to the housing market recovery.

“Sales are moving forward and our builder members are telling us they are starting to see more activity as more buyers get off the fence and enter the marketplace,” said NAHB Chairman Tom Woods.

12-1049-cypress-crossing-drive-master-bathAt Bedico Creek Preserve, our master planned development in St. Tammany Parish had much to celebrate during the 1st four months of 2015 achieving 22 new home sales for a total gross sales volume amount of $7,671,150. Bedico Creek, a collection of neighborhoods inside of a Conservation Community, offers a variety of new homes in a selection of price ranges both for lots for sale as well as new homes for sale. In one of our exclusive neighborhoods, one of our top St. Tammany Parish builders sold a Spec Home for a record sales price of $1,025,000 which comes out to $241 / per square foot.
In addition to the high volume of new home sales in 2015, Bedico Creek Preserve also had a phenomenal sales volume of $250,000 in lot sales in the first 4 months of the year. To keep pace with the increasing demand for local home buyers in the Greater New Orleans area, Bedico Creek Preserve opened two exclusive new home neighborhoods – Cypress Crossing and Deer Park – and the subdivision now offers lots for sale in Lakeveiw Neighborhood and Heron Point Neighborhood as well. Site plan (plat) approvals for new future Neighborhoods are also currently underway.

If you are in the market for a new home or considering purchasing a new home, Visit Bedico Creek Preserve today to discover our new homes for sale or learn more about building a new, custom home on one of our quickly selling lots! Contact Us Directly at 985-845-4200 or E-mail Info@LiveBedico.com.


Click Here for the Source of the Information.

Thursday, June 18, 2015

Outstanding Patient Experience Award Goes to St. Tammany Parish Hospital

Covington and Mandeville should not only be proud of their big city culture and small-town charm, but now they can also boast about their cutting edge medical care and medical facilities.  St. Tammany Parish Hospital ranked in the top 5% of hospitals nationwide for patient experience and quality.  Healthgrades, the leading online resource for comprehensive information about physicians and hospitals, gave St. Tammany Parish Hospital the 2015 Outstanding Patient Experience Award for giving patients a positive experience during their stay as well as exceeding their expectations with their patient service.



Healthgrades does extensive research for this honorable distinction, and the standards that are to be achieved in order to receive such high recognition are thorough and very high. A 27-question survey is given to a group of patients that focuses on their overall hospital experience.  Question examples range from how they were treated by the doctors, cleanliness and noise levels of their rooms, pain management, would they recommend the hospital to friends or family and the overall responsiveness from doctors and nurses to the patients’ needs.

In addition to the recognition by Healthgrades, the hospital also received 4 stars in a Medicare patient experience survey which also happened to be one of the state’s highest scores.  St. Tammany Parish Hospital was ranked among the nation’s top community hospitals – the top 5% in hospitals nationwide – by U.S. News & World Report and WomenCertified.  This national recognition solidifies the reputation of healthcare facilities in St. Tammany Parish which has some of the most sophisticated and advanced medical tools and practices.

St. Tammany Parish Hospital’s President and CEO Patti Ellish said, “We are honored to be singled out in these ways.”

St. Tammany has a large selection of medical facilities and hospitals parish-wide both in East St. Tammany and West St. Tammany Parish. There two major hospitals, just 5 miles from each other, Lakeview Regional in Mandeville, and St. Tammany Parish Hospital in Covington as well as two additional major hospitals in the East, Slidell Memorial and Ochsner. In the business district of Covington, Louisiana, there are numerous, specialty medical clinics that offer medical services for specific ailments such as sleep disorders, dermatological, and orthopedics.

This is great news for St. Tammany and makes moving into this Northshore community that much more appealing.  More than ever, consumers’ opinions about anything and everything are leading factors in one of the most important decisions home buyers will make – where you and your family can move and live comfortably with all of the lifestyle conveniences you need to raise a family.   Moving to Bedico Creek Preserve will make it so that you have access to award winning medical care and that you do not have to drive too far to have access to great hospitals and specialty medical facilities.


Click Here for the Source of the Information.

Thursday, June 11, 2015

New Home Building Project in Covington Back on Track

As the job market gets stronger, so does the housing market.  Building supply retailers such as Home Depot and Lowe’s Home Improvement have seen a huge spike in sales in building materials and accessories this spring.  According to New Orleans City Business, “Homebuilders broke ground on more houses and apartment complexes in April, a sign that they’re gearing up for more sales. The annual pace of housing starts jumped 20.2 percent from March to 1.14 million, the highest rate since November 2007, a month before the recession began. There was also a 10.1 percent increase in
approved building permits, which suggests that construction levels should continue to improve.”
With an upward turn in the housing market, a new home building project which was put on hold during the market crash in 2008 is now resurfacing. The Oak Alley Meadows development in Covington, LA near the intersection of Orchard and Dominic Drives went before the Covington Zoning Commission May 18, 2015 and was approved.

Lonesome Development is the developer which is interested in annexing the land in North Covington for the neighborhood development project.  The 87-acre tract of land under discussion will include both residential and commercial new construction.  Plans for this new subdivision in St. Tammany Parish include 205 single-family lots and two commercial sites. The developer will use 80.4 acres of the land for homesites to build new homes and 6.7 acres of the land for the commercial development. The plan is to build the development in four phases.

Even though it is adjacent to the land that is currently in the final phases of lot development at Oak Alley Subdivision, the new Oak Alley Meadows development is a separate community from the current Oak Alley.  DSLD Homes is building the final new homes for sale in this community and once it is completed, there will be a total of 300 newly built homes.


Click Here for the Source of the Information.

Friday, June 5, 2015

Habitat for Humanity’s National Women Build Week in Mandeville

Habitat for Humanity’s National Women Build Week is an annual event held every year the week before Mother’s day where women across America join together to help build new homes in poverty stricken communities. The women’s comradery and the blessing of each other’s company made this week’s event a huge success. Since the program began, more than 2,300 homes have been built with
the help of National Women Build Week. This year, Habitat for Humanity was joined by the local St. Tammany Parish Lowe’s Home Improvement which donated close to $2 million to the week-long event.

You do not have to be a builder to volunteer. Both Habitat for Humanity and Lowe’s encourage women to volunteer for a day to not only gain new construction skills but to make a difference in the lives of new homeowners living in St. Tammany Parish. These volunteers impact the lives of many families by providing them the chance at owning a newly built home. Volunteers are not only giving their time to a good cause, they themselves are learning the ins and outs of new home construction which gives them new confidence in being able to handle small construction projects on their own utilizing their building education. Lowe’s’ how-to clinics also assist in giving women the opportunity to learn the necessary skills for the volunteer jobs.

As a “life skills” learning experience, as well as an achievement and self-confidence booster for the new homeowners who get to live in the homes built by Habitat for Humanity, the construction of their new home offers a valuable life lesson as well. The project requires that they take pride in their new home by putting in their own time, energy, and effort into the building project. New homeowners are required to put in 300 – 400 hours of time in not only building their own home but also other Habitat for Humanity homes as well. During National Women Build Week, the focus is on the challenges and obstacles poverty-stricken women face when trying to reach the goal of home ownership.

More than 15,000 women volunteered during National Women Build Week May 2-10 across America. Of those 15,000 women, more than 25 volunteers, along with Habitat for Humanity St. Tammany West, and Lowe’s Home Improvement (which contributed financially with a $5,000 Lowe’s gift card to Habitat for Humanity St. Tammany West) helped with the building of seven houses in the Mandeville affordable housing community just north of Florida Street in Old Mandeville. The seven new homes under construction will be dedicated to the home buyers in June and October of 2015.

Parish President Pat Brister, who was among those that volunteered, said, “Over 400 children have grown up and/or are currently living in Habitat St. Tammany West homes. That’s 400 children that now have a safe and stable home to grow up in.” This new home construction project brought life changing education as well as shelter for residents of Mandeville, Louisiana, in St. Tammany Parish.


Click Here for the Source of the Information.